Enhanced Policy Coverage


As you are aware Oak specialises in high net worth insurance distributed exclusively through our broker network. To ensure that this partnership works Oak is continuously reviewing the policy coverage, service and risk management that is given to you and your clients.

To assist you in delivering the above we are pleased to announce that with effect from 1st January for New Business you will be able to offer your HNW clients an enhanced policy cover.

The enhanced wording for Renewal Business will incept with effect from 15th February 2009.

To see the revised wording that has been made to the policy please view Policy Changes - Broker - as shown in bold below. This highlights the changes from old to new.

Please find below links to access the new literature:
Oak Policy Wording POL0109
Oak High Value Home Insurance Keyfacts HHKEY0109
Oak High Value Homes Insurance Prospectus PROS0109
Oak Broker Information BROKINFO0109
Oak High Value Home Insurance Proposal Form PROP0109
Policy Changes - Notice to Policyholders NTP0109
Policy Changes - Broker POLCHGS0109
Underwriting Features and Benefits UWFEA&BEN0109

With the current economic conditions many policyholders are reviewing their expenditure.

We hope that the Oak 0% direct debit facility over a 12 month period will assist in paying for their household insurance.

Oak continues to strive to offer an excellent service, tailor-made policies and a personal and flexible underwriting approach by a team of experienced underwriters.

If you have any questions relating to the Enhanced Policy wording please contact our Underwriting Team or our Agency Department on Tel. No. 01608 648100.
Oak Underwriting PLC is authorised and regulated by the Financial Services Authority.
To view the registration, visit www.fsa.gov.uk/register.
Copyright ©2008 Oak Underwriting PLC